PLEASE NOTE: We have updated our "Make a Loan Payment" portal for our retail loans in an effort to improve the customer experience. Existing users will need to create a new username and password in order to log in. Pending and recurring payments have not been changed.

Smart and Simple Financing

When you’re making a purchase, you want quick answers about financing. Add to that a great rate and simple terms and you’ve got financing from United Midwest Savings Bank.

Ready to apply for a loan?

Our quick and simple application can get you started. Please make sure to have the dealer number to login.

Rates, terms and conditions are subject to change without notice. All loans are subject to credit review, underwriting guidelines, verification of identity and approval.

Like to make a loan payment?

Click on the button to be directed to our secure payment system.

Consumer Benefits

Highly Competitive Fixed Interest Rates

Our APRs (Annual Percentage Rates) are NOT risk based, which means they are always fixed and, most of the time, better than a credit card.

Low Monthly Payments

Depending on the amount financed and the length of the term, we can offer low payments to help meet your budget needs.

Increased Purchasing Power

Enjoy the advantages of a fixed installment loan, including: lower costs, no hidden fees, and the power to buy big-ticket items.

No Pre-Payment Fees

There is no fee for paying off any of our loans early. Any payment made that is greater than the regular monthly amount is applied directly to the principal.

Free Online Bill Pay

United Midwest offers free and easy-to-use online bill pay for your convenience. Make a one-time payment or schedule payments to occur monthly with this service.

Live Customer Support

You can speak with one of our live representatives at 800-468-2255, option 0 for Customer Service, anytime during business hours:

Monday Friday
9:00 am 
 5:00 pm EST

Or please fax us at: 800-262-2488

Looking for more information?

If you're look to purchase a larger-ticket item and are wondering how to apply for a loan, we are here for you.