Our offices will be closed on Thursday, July 4, 2024 in observance of Independence Day. We will reopen for normal business hours on Friday, July 5, 2024. ATMs, online banking and mobile banking are all open 24/7! PLEASE NOTE: We have updated our "Make a Loan Payment" portal for our retail loans in an effort to improve the customer experience. Existing users will need to create a new username and password in order to log in. Pending and recurring payments have not been changed.

Loans up to $150,000

For businesses wanting to secure a loan up to $150,000, we've created an easy, online application to begin the process. These SBA loans can be used for a variety of purposes and industries.

We can provide a quick, initial credit decision—usually the same day as you apply. And loans can be funded in as little as 10 business days from application. Should questions arise at any time, our lenders and underwriters are available to answer them in an understandable and timely manner.

Working with United Midwest



The process is simple and easy to do. Click on the Apply Now button to download and complete the application.



Once we’ve received your application via our secure, online portal, we will contact you to better understand your financing needs and answer any questions.


Set Goals

Our loans are not one-size-fits-all. We use our expertise and knowledge to ensure your loan matches your business needs.


Plan Payments

Cash-flow is critical to a thriving business. We offer helpful budgeting tools so you can pay off your loan at a comfortable pace.

Helping You Fund Your Future


Our Process

The application is the only way to access SBA loans up to $150,000. However, we will help guide you to a successful approval.


Our Team

We’ve built our bank around relationships. This allows us to guide your application through the right steps. Our experience makes those steps easy.

Equipment & Inventory

Your Benefit

With the expertise of United Midwest to help you with the SBA loan application process, you can keep your eyes on your business.

Your SBA Lending Team

Loans Under $150,000
fred_crispen_500px.jpgRead Bio

Fred Crispen

Senior Vice President SBA Small Loans
terry_crispen2comp.jpgRead Bio

Terry Crispen

Senior Vice President SBA Small Loans

Looking for more information?

We know a website is only a touchpoint. Our lending team is available to assist you in person through every step if need be.