Our offices will be closed on Monday, May 29, 2023 in observance of Memorial Day. We will resume normal business hours on Tuesday, May 30, 2023. Banking services are available 24/7 via online banking, our mobile app and ATMs.

Edward N. Cohn

Ed’s strong leadership, strategic and technical skills, combined with a passion to help others, can be seen throughout his 25+ years of successfully leading multi-million-dollar institutions and non-profit organizations. His easy and approachable demeanor, coupled with his determination to help people succeed, shapes United Midwest’s culture and is the cornerstone of the bank’s unique business model.

President and CEO

Craig Street

Driven to excel at what he’s good at, Craig’s 25 years of industry success has been nothing short of incredible. With an enviable SBA lending record, and a little baseball coaching experience on the side, he has built a team of lenders who are experts in the SBA field.  When asked to describe United Midwest's strength, Craig believes it’s simple: we’re focused on key areas of the banking business which allows us to be great at what we do.

Executive Vice President / Chief Lending Officer

Jennifer Thomas

Jennifer has always been a planner—a skill that comes in handy as a CFO. With over 12 years of financial experience in banking and prior experience as a corporate controller, she believes planning ahead for those large, more detailed tasks is the key to good performance and results. When she’s not crunching the numbers, Jennifer loves music and discovering the history of jazz here in Ohio and the Midwest. This is a personal interest for her as her grandmother played the saxophone and toured with Ada Leonard’s all girl band during WWII.

Chief Financial Officer

Rick Bates

A tinkerer at heart, Rick’s ability to see how things work makes his service at United Midwest invaluable. And with over 20 years’ experience, it is easy to see how his attention to detail benefits the bank’s customers while keeping the bank technologically driven.

SVP, Information Technology & Facilities

Judy K. Lease

A true multi-tasker, Judy brings 36 years of banking experience and powerful acumen to the office every day. Her can-do attitude and ability to handle so many different aspects of the bank’s branches, mortgage department, and CRA compliance is what gives United Midwest a high mark of excellence.

Vice President Chief Retail Banking Officer

Jenny Flocken

When it comes to overseeing all of the SBA loan underwriting, decisions, closings, and funding at United Midwest, Jenny’s wit and determination ensures excellence. A proud Ohio State graduate, she began her career with the U.S. Small Business Administration and her work has even received presidential recognition! Now on the banking side of the business, her desire to help small businesses thrive provides the backbone to United Midwest’s lending success.

Senior Vice President Commercial Credit and Operations

Michael A. Childs

Not many people can say they’ve bowled one perfect game, but Michael can say he’s bowled two! As Community Development Director, Michael is responsible for planning and overseeing the implementation of the outreach and activities within the bank’s cities and neighborhoods. His 30 years of banking experience coupled with his supportive nature allows him to network with key leaders, constituents and partners with ease and stay on top of the latest trends and needs of our communities.

Vice President Community Development Director / CRA