What Your Credit Card Potential
Test Score MeansUse It To Pay Off Your Other ChargesWith a higher credit limit, you'll have more flexibility for purchases, vacations, and cash advances... and you may be able to consolidate other credit card balances and save on interest as well. And since you pay nothing for credit you don't use, it makes sense to apply for the highest credit card line possible.
Just compare your total score to our Credit Card Potential Chart. You may find that you could apply for more credit than you thought. But regardless bof how you scored, apply for any credit limit you have in mind. That's because our credit officers always try to find ways to meet the needs of our customers, not look for reasons why they can't. CREDIT CARD POTENTIAL CHART
If Your Credit Card Test Score is...
15 to 17 points: You could qualify for a Credit Card up to $1,000.
18 to 21 points: You could qualify for a Credit Card up to $2,000.
22 to 27 points: You could qualify for a Credit Card up to $3,000.
28 to 32 points: You could qualify for a Credit Card up to $5,000.
Over 32 points: You could qualify for a Credit Card over $5,000.
This chart is for your information only. The credit card self-tests does not include all of the factors we consider in evaluating a credit request such as your payment history and your ability to meet your monthly obligations. This is a generic test. United Midwest Savings Bank does not use this test information to make credit decisions. We reserve the right of final loan approval. At this time, we do not offer credit cards. 
©1985 The Forms Group, All Rights Reserved
On October 3, 2008, President George W. Bush signed the Emergency Economic Stabilization Act of 2008, which temporarily raises the basic limit on federal deposit insurance coverage from $100,000 to $250,000 per depositor. The temporary increase in deposit insurance coverage became effective immediately upon the President's signature. The legislation provides that the basic deposit insurance limit will return to $100,000 on December 31, 2009.
The bank has chosen not to participate in the FDIC’s Transaction Account Guarantee Program. Customers of the bank with noninterest bearing transaction accounts will continue to be insured through December 31, 2009 for up to $250,000 under the FDIC’s general deposit insurance rules.
|
