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What Your Home Improvement
Test Score Means

If you scored 15 points or more...

You could be eligible to borrow all the money you need to add a room, install a swimming pool, or make some other major home improvement.

All you need to do is apply to get the job done right! A lower score simply means that one of our lending officers will need to work a little harder to try and find a way to approve your loan request. With a Home Improvement Loan, you may also be able to save on taxes and interest, too. (Of course, you'll need to consult your accountant or tax advisor about this.)


This chart is for your information only. Loan self-tests do not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.

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©1985 The Forms Group, All Rights Reserved

On October 3, 2008, President George W. Bush signed the Emergency Economic Stabilization Act of 2008, which temporarily raises the basic limit on federal deposit insurance coverage from $100,000 to $250,000 per depositor. The temporary increase in deposit insurance coverage became effective immediately upon the President's signature. The legislation provides that the basic deposit insurance limit will return to $100,000 on December 31, 2009. The bank has chosen not to participate in the FDIC’s Transaction Account Guarantee Program. Customers of the bank with noninterest bearing transaction accounts will continue to be insured through December 31, 2009 for up to $250,000 under the FDIC’s general deposit insurance rules.