What Type of Investor Are You?

See The Investor Profile Chart Below

Now that you've taken our Investor Profile Test, the chart below will help you determine your "risk preference" and the category of Mutual Funds that might be right for you.

Here's A Basic Rule: To get higher returns, you must take higher risk. Some funds invest very conservatively, while others take more risk in pursuit of higher gains. So, to choose the fund that matches your goals, you'll need to consider how much risk you can afford.

INVESTOR PROFILE CHART

If Your Test Score is...

Under 12 Points: Very Conservative Profile
You may want to consider meeting your goals with
Money Market Funds
Tax-Exempt Money Market Funds

12 to 26 Points: Conservative Profile
You may want to consider meeting your goals with
Government Bond Funds
High-Grade Corporate Bond Funds
High-Grade Tax Exempt Bond Funds

27 to 42 Points: Moderate Profile
You may want to consider meeting your goals with
High-Yield Corporate Bond Funds
High-Yield Tax Exempt Bond Funds
Income Funds
Balanced Funds
Growth-and-Income Funds

43 to 50 Points: Aggressive Profile
You may want to consider meeting your goals with
Growth Funds

Over 50 Points: Very Aggressive Profile
You may want to consider meeting your goals with
Aggressive Growth Funds

This chart is for your information only. Your total score does not recommend a particular mutual fund, nor does it guarantee that any mutual fund will achieve its investment objective. Mutual funds are not deposits and are not insured or guaranteed by the FDIC, or any other government agency. An investment in mutual funds involves investment risks including the possible loss of the principal amount invested. Always ask for a prospectus and read it carefully before you invest in any mutual fund.

On October 3, 2008, President George W. Bush signed the Emergency Economic Stabilization Act of 2008, which temporarily raises the basic limit on federal deposit insurance coverage from $100,000 to $250,000 per depositor. The temporary increase in deposit insurance coverage became effective immediately upon the President's signature. The legislation provides that the basic deposit insurance limit will return to $100,000 on December 31, 2009. The bank has chosen not to participate in the FDIC’s Transaction Account Guarantee Program. Customers of the bank with noninterest bearing transaction accounts will continue to be insured through December 31, 2009 for up to $250,000 under the FDIC’s general deposit insurance rules.