What Your Auto Loan
Test Score Means

And here's something else to consider... if you've got your heart set on something a little bigger, more luxurious and expensive than what your total score indicates, you can apply for it anyway. That's because we've built our business by looking for ways to lend our customers the amount they have in mind, not for reasons why we can't.

VEHICLE BUYABILTY GUIDE

If Your Auto Loan Test Score is...

15 to 25 points: You could qualify for a New Vehicle Loan
under $14,000 with 10% down payment or trade-in.

26 to 30 points: You could qualify for a New Vehicle Loan
$14,000 to $18,000 with 10% down payment or trade-in.

31 to 34 points: You could qualify for a New Vehicle
$18,001 to $25,000 with 10% down payment or trade-in.

35 to 39 points: You could qualify for a New Vehicle
$25,001 to $35,000 with 10% down payment or trade-in.

Over 39 points: You could qualify for a New Vehicle
over $35,000 with 10% down payment or trade-in.

This chart is for your information only. Loan self-tests do not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. This is a generic test. United Midwest Savings Bank does not use this test information to make credit decisions. We reserve the right of final loan approval.

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On October 3, 2008, President George W. Bush signed the Emergency Economic Stabilization Act of 2008, which temporarily raises the basic limit on federal deposit insurance coverage from $100,000 to $250,000 per depositor. The temporary increase in deposit insurance coverage became effective immediately upon the President's signature. The legislation provides that the basic deposit insurance limit will return to $100,000 on December 31, 2009. The bank has chosen not to participate in the FDIC’s Transaction Account Guarantee Program. Customers of the bank with noninterest bearing transaction accounts will continue to be insured through December 31, 2009 for up to $250,000 under the FDIC’s general deposit insurance rules.