Logo

Home Page
President's Message
Locations
What's New
Current Rates
Lending Products
Deposit Products
Investment Products
Calculators
Interesting Links
Privacy & Security
Disclosures
Contact Us

Get The New Car, Truck or Minivan
You Really Want!

Take Our One-Minute Auto Loan Test

Select the answer that best describes your situation in each question below.
When you're finished, click Add Up My Points. Continue... I'll take the test later.

Dependents (including yourself)Score:
One
2		Two
2		Three
2		Four
1		Five+
1
ResidenceScore:
Living With
Parents
1		Rent
Furnished
1		Rent
Unfurnished
3		Own Home
Mortgaged
5		Own Home
Clear
7
Years At Present AddressScore:
Under 2
years
1		2 to 4
years
1		5 to 8
years
3		9 to 14
years
4		15 years
or more
5
Years At Previous AddressScore:
Under 2
years
1		2 to 4
years
1		5 to 8
years
3		9 to 14
years
4		15 years
or more
5
Gross Monthly SalaryScore:
Under
$1,500
1		$1,501 to
$2,500
2		$2,501 to
$2,900
4		$2,901 to
$3,800
7		$3,801 to
$5,000
10		Over
$5,000
12
Additional Monthly Income (spouse's income, investments, etc.,)Score:
Under
$500
1		$501 to
$1,000
2		$1,001 to
$1,500
2		$1,501 to
$2,000
3		$2,001 to
$2,500
4		Over
$2,500
6
Years With Present EmployerScore:
Under 2
years
1		2 to 3
years
2		4 to 6
years
3		7 to 10
years
5		Over 10
years
6
Years With Previous EmployerScore:
Under 1
year
1		1 to 3
years
1		4 to 6
years
2		7 to 10
years
4		Over 10
years
6
Percent Of Monthly Income Remaining After ExpensesScore:
Less Than
10%
1		10% to
15%
2		16% to
25%
3		26% to
33%
4		Over
33%
5
Bonus Points (add up all that apply - maximum 3 points)Score:
Checking
Account
1		Savings
Account
1		IRA
With Bank
1		CDs
With Bank
1		Loan
With Bank
1

To Find Out What Your Score Means, Click HERE

This chart is for your information only. It does not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. This is a generic test. United Midwest Savings Bank does not use this test information to make credit decisions. We reserve the right of final loan approval.

Equal Housing and FDIC Logo
©1985 The Forms Group, All Rights Reserved

On May 20, 2009, President Barack Obama signed the Helping Families Save Their Homes Act, which extends the temporary increase in the standard maximum deposit insurance amount (SMDIA) to $250,000 per depositor through December 31, 2013. This extension of the temporary $250,000 coverage limit became effective immediately upon the President’s signature. The legislation provides that the SMDIA will return to $100,000 on January 1, 2014.